The Personal Property Securities Act (PPSA) commenced on 30 January 2012.

It changed the way in which security interest in personal property is registered. 

You should consider with the PPSA applies to you if you do any of the following:

• Sell goods on credit
• Provide credit facilities
• Have goods or assets on consignment or hire
• Make loans · Supply goods on retention of title terms
• Grant licences for use of products, trademarks or intellectual property

You should consider whether the PPSA applies to you and the risks of not registering. The Australian Government has a website on Personal Property Securities Act at https://www.ppsr.gov.au/ppsr-overview.